For most of human history, people worked in small units. The village smithy, the family farm, the merchants' guild, the local healer's practice – each was a small business powered by skill, reputation, and ownership.

Over time, the rise of large organizations buried that independence beneath layers of administration and complexity.

Today, AI is undoing that shift. It gives small businesses the leverage once reserved for the largest companies, freeing them to focus on their craft rather than their paperwork.

Monty exists to support this return to empowered work – helping small businesses run with the clarity, confidence, and autonomy that once defined how humans made their living.

For the past two years, we built AI systems for wealth management firms serving the world's top 1%. We worked inside the machinery that quietly optimizes their finances - the data flows, the strategies, the precision normally reserved for those with family offices and private advisors.

But the more we built, the clearer it became that this leverage shouldn't belong only to the privileged. It should serve the people who create real value through risk and grit: entrepreneurs. The ones betting on themselves, building for others, and shaping the future one hard-earned step at a time.

Monty started as a way to help small businesses stop overpaying tax. What began as a tax tool has grown into something broader – a finance autopilot that watches over every part of a small business.

Monty connects to your business and personal accounts and keeps your books up to date in real time. Transactions are categorized as they happen, receipts are matched, and missing deductions – including the ones hiding in personal spend where no CPA dares to look line-by-line – are surfaced the moment they appear. Quarterly tax estimates stay live as your year unfolds.

Your financial picture is no longer locked behind a dashboard. Through an MCP server, Monty exposes your verified books to the AI tools you already use – so Claude, ChatGPT, or your own workflows can answer questions, generate reports, and act on your behalf without going off the rails.

The result is clean books, optimized taxes, and a live read on your business at any moment – the work of a CPA, a bookkeeper, and a financial analyst, quietly handled in the background.

Monty's original plan was to be a wealth management company – to take the machinery we'd built for the ultra-wealthy and bring it downstream to the people who actually create the value: small business owners. A private bank for small businesses, in software.

The closer we looked, the clearer it became that small businesses don't need another investment app or another portfolio dashboard. They need what a great CPA and a great CFO together provide – someone watching the books, running the numbers, catching the savings, and flagging what needs their attention. Someone whose only job is to make sure the financial side of the business is running the way it should.

That's what Monty is becoming. A finance autopilot that keeps your books current, your taxes optimized, and your numbers legible – and surfaces the decisions that deserve your attention. Always present, always working, always aligned with your future.

We believe the age of the small business is only beginning. Millions of people are choosing to build their own path, on their own terms. Our mission is to make sure every one of them has the clarity, sophistication, and strategic guidance once reserved for the wealthy few – quietly handled in the background while they get on with the work.